Homeowners Policies

Whether it is your dream home or your very first home, Augusta Mutual has the policy and policy coverages you may need. Homeowners insurance protects you against loss to your home or personal belongings. Personal liability under the homeowners protects you if someone is injured on your property. A Homeowners policy affords additional living costs should your home become uninhabitable due to fire or some other covered loss.

Augusta Mutual offers a wide variety of homeowners insurance policies and products to protect you if you are a home owner (HO-2, HO-3 or HO-5). If you are a renter we offer a HO-4 policy form to cover your personal belongings and personal liability.

Augusta Mutual homeowner policies offer discounts for those special precautions you have taken to make your home safe and secure. Augusta Mutual believes you should be given recognition of the improvements you have made in your home. We also offer multi-policy discounts when you insure your home and auto with us.

Each Augusta Mutual homeowners policy can be endorsed to meet your needs whether it is replacement cost on your home or contents, or that special item against theft, we have the coverages you need. Best of all each Augusta Mutual policy comes with an Independent Insurance Agent who can meet with you to discuss your specific homeowners insurance needs.

This is not an offer to contract. Policies contain limits, conditions, and exclusions not listed here. Please consult your agent for complete details and carefully read the application and your policy.